Expat Retirement Planning

Empowering you to achieve your goals of financial independence

Creating a plan your future self will thank you for

We understand that planning for retirement can be a complex and challenging task, especially when you're living abroad. But we're here to help.

Our team is dedicated to helping Australian expats plan for their financial future and achieve their retirement goals. Whether you're just starting to think about retirement or you're closer to your golden years, we're here to provide you with the guidance and support you need to succeed.

If you want to retire comfortably and securely, it's crucial to start planning and saving for your retirement as early as possible. By doing so, you can reduce the amount you need to set aside each month to reach your financial independence goals. As an Australian expat, you have unique opportunities to save for your retirement in a tax-efficient way.

Our team can help you consolidate your various retirement funds and superannuation accounts, so you can manage them more easily and maximise your savings. Don't delay – start planning for your retirement today!

Superannuation for Australian Expats

Our team, along with our Australian partners, will work with you to understand your superannuation options and develop a plan to maximise your retirement savings and benefits. Together, we will work with you to assess tax effective contribution options, asset allocation, and overall retirement modelling.

Just because you're living and working abroad doesn't mean that your superannuation should be forgotten or overlooked. If you're planning on retiring in Australia, this will likely form a valuable piece of your retirement puzzle.

Superannuation - Jarrad Brown


Consider whether you should consolidate multiple super accounts into one, including lost superannuation.


Consider whether you should be making concessional or non concessional contributions to your superannuation fund.


If you have a Self-Managed Superannuation Fund (SMSF) as an expat, it's vital that you seek professional advice.


With the guidance of an Adviser, take control of your super and ensure it's aligned to your financial goals.

CPF for Expats - Jarrad Brown

CPF for Australian Expats

Investing in the Central Provident Fund (CPF) in Singapore can be a smart financial choice for Australians in Singapore who are Permanent Residents (PR). CPF is a compulsory savings plan for working Singaporeans and permanent residents, and it offers a range of benefits, including guaranteed returns, flexible withdrawal options, and generous tax benefits.

For Australians who have lived and worked in Singapore, investing in CPF can be a way to secure their financial future and maximise their wealth. CPF offers a guaranteed interest rate each year, which is often significantly higher than the interest rates offered by traditional savings accounts in Australia. Additionally, CPF provides flexibility in terms of when and how you can access your savings, allowing you to plan for your retirement and other financial goals.

If you are an Australian who has lived and worked in Singapore and is now returning to Australia, it is important to understand the options for accessing your CPF savings. CPF allows you to withdraw your savings if you are leaving Singapore permanently, but there are restrictions on how and when you can access the funds. It’s also important to understand the ongoing tax treatment of your CPF if you do decide to return to Australia.

If you are planning to return to Australia, it may be possible to transfer your CPF savings to an equivalent Australian superannuation fund. This can help you to maintain your retirement savings and access them more easily when you need them. However, there may be restrictions and fees associated with transferring your CPF savings, so it is important to carefully consider your options and seek professional financial advice.

SRS for Australian Expats

Investing in the Supplementary Retirement Scheme (SRS) in Singapore can be a sensible financial choice for Australian expats living and working in Singapore, however it’s important to understand the implications of a return to Australia. The SRS is a voluntary savings scheme designed to complement the Central Provident Fund (CPF), or act as an alternative for those expats who do not have access to the CPF system, and provide an additional source of retirement income.

With its attractive tax benefits, flexible investment options, and the potential for significant long-term growth, the SRS can be an excellent way for repatriating Australians to maximise their wealth and secure their financial future.

SRS for Australian Expats

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