Saving Strategies
The most valuable asset you will ever have is your ability to earn an income. It is critical that your savings are AFFORDABLE and ALIGN with your financial goals and interests. Many expats are saving far too little of their disposable income and even less have their financial goals clearly outlined.
As an expat it’s also important that your saving strategy provides you with the flexibility to make changes if needed, while ensuring you remain on track to achieve your financial goals.

The Rule of 72
The Rule of 72 is a method to calculate the length of time it would take for an investment to double growing at a particular rate.
The formula is:
n = 72/i
where n = Number of Years i = Interest Rate
Top 5 Tips to Start Saving Today
The 8th Wonder of the World – Compound Interest
Test Your Knowledge
If I offered you to choose between the following two scenarios, which option would you select?
SCENARIO A
S$10,000 per day for 30 daysINCORRECT
At the end of 30 days the $10,000 SGD would be worth S$300,000SCENARIO B
1 cent that doubled in value every day for 30 days?CORRECT
The 1 cent that doubled in value would now be worth over S$5,000,000.Compounding returns over time allows your money to work for you. By designing the right savings and investment strategy to achieve your financial goals, you can take advantage of compound returns too.
Allow Me to Design Your Flexible Saving Strategy
A carefully considered saving strategy should be both disciplined and flexible, ensuring that you remain on track to achieve your financial goals, while ensuring you can make changes as your circumstances change without financial penalty.