Personal Finance Tips

Home » Personal Finance Tips

What Are The Wealthy Doing That You’re Not..?

By | 2019-01-29T08:09:10+08:00 January 29th, 2019|Australian Expats, Fee-Based Financial Adviser Singapore, Personal Finance Tips, Retirement|

“Imitation is not just the sincerest form of flattery - it's the sincerest form of learning.”  - George Bernard Shaw The smartest way to achieve any goals in life, whether they be financial or otherwise, is not to reinvent the wheel, but rather to identify those who’ve already achieved those goals and mimic their behaviours. [...]

8 Biggest Mistakes for Australian Expats to AVOID

By | 2019-01-22T09:05:24+08:00 January 22nd, 2019|Australian Expats, Budget, Budgeting, Expats in Singapore, Fee-Based Financial Adviser Singapore, Financial Literacy, Financial Planning, Foreign Exchange, Personal Finance Tips, Superannuation for Expats, Tax|

“Success is where preparation meets opportunity” - Bobby Unser You’ve made the shift to Singapore from Australia, and you’ve now officially joined the ranks of being an Australian expat. You’re quickly making new friends on this little red dot, travelling around the region, experiencing new cultures and wondering why you didn’t make the move sooner, [...]

Aussie Expat End of Financial Year Checklist 2018

By | 2018-08-28T10:09:08+08:00 June 5th, 2018|Aussies in Singapore, Australian Expat Financial Advice, Australian Expats, Australian Expats in Singapore, End of Financial Year, Fee-Based Financial Adviser Singapore, Personal Finance Tips, Property Investment, Superannuation|

We’re now on the home stretch to the end of the Australian financial year so it’s important to ensure that you’ve not overlooked anything as an Australian expat and haven’t missed out on any opportunities available to you. I’ve put together my End of Financial Year Checklist for Australian expats in Singapore and across the [...]

Death, Taxes and Superannuation

By | 2018-04-01T10:23:04+08:00 February 21st, 2018|Aussies in Singapore, Australian Expats, Fee-Based Financial Adviser Singapore, Financial Planning, Personal Finance Tips, Singapore, Superannuation, Superannuation for Expats|

For most Australian residents, and the Australian expats planning to retire down under, superannuation will in many cases be one of the most tax efficient ways to save for and provide your retirement income. Providing your superannuation is managed appropriately and you receive the right advice, it can offer significant tax and estate planning benefits. [...]

Top Finance Tips for New Grandparents

By | 2018-04-01T10:23:09+08:00 March 31st, 2016|Australian Expats, Budgeting, Fee-Based Financial Adviser Singapore, Financial Planning, Grandchildren, Personal Finance Tips, Retirement, Superannuation for Expats|

"Something magical happens when parents turns into grandparents. Their attitude changes from "money doesn't grow on trees" to spending it like it does."  - Sophia Loren Becoming a grandparent can be one of the most exciting times of your life, and it’s often the case that finance is not the first thought that will pop [...]

Top 8 Things Financially Savvy People Do Differently

By | 2018-04-01T10:23:09+08:00 March 29th, 2016|Australian Expats, Budgeting, Fee-Based Financial Adviser Singapore, Financial Planning, Personal Finance Tips|

There are many self-made millionaires and billionaires in Singapore and across the globe. Just how do they get there..? How have these financially savvy individuals achieved such financial success where many others have failed..? Outlined below are 8 of the top things that the financially savvy do differently to the rest. 1. They recognise their [...]

International Women’s Day – Are Men or Women Better With Money..?

By | 2019-03-08T07:44:03+08:00 March 8th, 2016|Fee-Based Financial Adviser Singapore, Financial Literacy, Financial Planning, Investing, Personal Finance Tips|

Today, Friday 8th March, marks International Women’s Day, where it’s time to acknowledge that a ‘balanced world is a better world’. It’s in keeping with this topic that I’ve written this blog, exploring both who is the superior sex when it comes to dealing with money, and what men can stand to learn from women [...]

Debt After Death – What happens to my debts when I die?

By | 2018-04-01T10:23:10+08:00 February 10th, 2016|Australian Expats, Fee-Based Financial Adviser Singapore, Financial Literacy, Financial Planning, Life Insurance, Personal Finance Tips|

It is an unfortunate fact that in most circumstances, your debts won’t die when you do. They will become the burden of your surviving family members to deal with, and without the right strategies in place this can be a particularly troublesome process. With the average mortgage in Australia sitting at $434,000, this is a [...]

Get Rich Slowly – Small Savings Make a BIG Difference

By | 2018-04-01T10:23:10+08:00 February 1st, 2016|Budgeting, Fee-Based Financial Adviser Singapore, Financial Literacy, Financial Planning, Personal Finance Tips|

“Don’t wait. The time will never be just right.” - Napoleon Hill It is far too often that I meet with people who suggest that they just aren’t yet earning enough to be saving for their retirement, or their child’s education, or whatever else might be important to them. In 99% of cases, this is [...]

Should I Insure My Non-Working Spouse..?

By | 2016-01-23T16:03:42+08:00 June 11th, 2015|Critical Illness Insurance, Fee-Based Financial Adviser Singapore, Insurance, Life Insurance, Personal Finance Tips|

“Why should I pay for insurance for my non-working spouse..?”   This is a common question I’m asked by both expats and locals in Singapore. The short answer, in most cases, is yes. Let’s take a look at why…   It is important to realise that your non-working spouse has a significant amount of economic [...]