Life Insurance

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Is My Life Insurance Valid?

By | 2018-09-11T08:27:50+00:00 September 11th, 2018|Aussies in Singapore, Australian Expat Financial Advice, Australian Expats, Australian Expats in Singapore, Fee-Based Financial Adviser Singapore, Income Protection Insurance, Insurance, Life Insurance, Superannuation for Expats, Total & Permanent Disability Insurance|

Many of our clients often hold both Life and Total & Permanent Disability Insurance inside their superannuation funds, as is often the case for Australian expats. The issue with this for many is that the insurance became invalid when they changed their country of residence, which they would often only discover at the point they [...]

8 Facts About Life Insurance You Need To Know

By | 2018-04-01T10:23:09+00:00 March 17th, 2016|Australian Expats, Fee-Based Financial Adviser Singapore, Financial Planning, Life Insurance|

Life insurance is a key pillar in your personal financial planning, and should not be ignored. Despite the fact that most people should in fact have some form of life insurance, there remains a great deal of confusion and scepticism surrounding the subject. Outlined below are the key 8 facts that you absolutely must know [...]

How Much Life Insurance Do I Need?

By | 2018-04-01T10:23:09+00:00 March 1st, 2016|Australian Expats, Critical Illness Insurance, Fee-Based Financial Adviser Singapore, Financial Planning, Life Insurance, Superannuation|

One of the most important pieces of my personal financial puzzle is my Term Life Insurance Policy. The key reason that I have term life insurance is become I have a mortgage on my investment properties in Australia. When I have children in future, I’ll then look to increase my coverage to a higher amount [...]

Debt After Death – What happens to my debts when I die?

By | 2018-04-01T10:23:10+00:00 February 10th, 2016|Australian Expats, Fee-Based Financial Adviser Singapore, Financial Literacy, Financial Planning, Life Insurance, Personal Finance Tips|

It is an unfortunate fact that in most circumstances, your debts won’t die when you do. They will become the burden of your surviving family members to deal with, and without the right strategies in place this can be a particularly troublesome process. With the average mortgage in Australia sitting at $434,000, this is a [...]

Have You Insured Your GREATEST Asset?

By | 2016-01-23T16:00:18+00:00 January 23rd, 2016|Fee-Based Financial Adviser Singapore, Income Protection Insurance, Insurance, Life Insurance|

“Your greatest asset is your earning ability. Your greatest resource is your time.” - Brian Tracy   If you’re like most Australians and other expats, you will have Life Insurance, and perhaps home and car insurance if you own either, but have you remembered to protect your greatest asset..? – Your ability to earn an [...]

Are You And Your Family Truly Protected?

By | 2018-04-01T10:23:11+00:00 October 6th, 2015|Australian Expats, Critical Illness Insurance, Fee-Based Financial Adviser Singapore, Health Insurance, Insurance, Life Insurance, Total & Permanent Disability Insurance|

“How much insurance do I need?” “What types of insurance are there?” “Would be family be financially looked after should something happen to me?” These are the common questions that I am often asked by my clients. I’ve therefore clarified the key types of insurance below and when you should consider having them in place. [...]

Should I Hold Insurance Inside Superannuation..?

By | 2018-04-01T10:23:11+00:00 June 16th, 2015|Fee-Based Financial Adviser Singapore, Insurance, Life Insurance, Superannuation|

"Should I hold insurance inside superannuation?" A question I am often asked my clients. While there is no simple answer as it depends on your own circumstances, I have highlighted some of the key considerations below and explained what you need to know. Holding insurance inside superannuation can be a worthwhile strategy, depending on your [...]

Should I Insure My Non-Working Spouse..?

By | 2016-01-23T16:03:42+00:00 June 11th, 2015|Critical Illness Insurance, Fee-Based Financial Adviser Singapore, Insurance, Life Insurance, Personal Finance Tips|

“Why should I pay for insurance for my non-working spouse..?”   This is a common question I’m asked by both expats and locals in Singapore. The short answer, in most cases, is yes. Let’s take a look at why…   It is important to realise that your non-working spouse has a significant amount of economic [...]