Blockchain technology is one of the most exciting and rapidly evolving areas of the modern economy, with the potential to disrupt industries and change the way we think about trust and security. As an investor, it's important to understand the potential risks and rewards of investing in blockchain projects, and to take a strategic approach [...]
Inflation is a natural part of any economy, but it can have a significant impact on investments. As prices rise, the purchasing power of your money decreases, and investments that were once profitable can quickly become a losing proposition. This is why it's crucial to understand the effects of inflation and take steps to inflation-proof [...]
Cash rates globally have increased rapidly since early 2022, and whilst they’re still low by historical standards, it has certainly created a great deal of volatility across equity and fixed-income markets across the globe. With higher inflation expectations looking likely to remain for the short to medium term, and interest rates unlikely to return to [...]
What is ESG investing..? Will it improve my investment returns..? How do I get started..? The growth in investment in this space over the last 5 years has been remarkable, and 2020 has only accelerated this. From the devastating bushfires in Australia to a cyclone in India and Bangladesh, the recent events in the United [...]
The Dow is off ~25 – 30% this year. Trump has banned all travel from Europe, with the exception of the UK. Sporting seasons are being cancelled, the Olympics might even be next. Nobody appears to be immune from the Corona Virus (COVID-19), with politicians, sports stars, actors and everyday people contracting the virus. What [...]
Franking credits form a very important element of the Australian tax system, and providing you’re willing to invest the time to understand how they work, or work with an Adviser who does, you can significantly improve your personal finances. Many countries around the world have franking credits including Australia. Whether you’re living and working in [...]
Let’s start with the basics. A dividend is a share of a company’s profits that are paid to shareholders. Investing in companies that are paying consistent dividends has been a consistently profitable strategy over the past 5 years, but is it time to change tact? With interest rates rising, and political uncertainty at record highs, [...]
“Sticking your head in the sand does not prevent the tide from coming in.” ― K.J. In the world of financial planning, we’ve seen all sorts of strategies and advice being provided, but just how do you separate fact from fiction. How can you tell the brilliant from the BS. Below I have dispelled some [...]
2016 was certainly an interesting year for financial markets and investors. After experiencing the worst 5-day start ever with the S&P 500 falling approximately 6%, global markets rebounded to reach all-new highs. Investors took on higher risk as they ditched the safe-havens of government bonds and started investing more into higher-yield bonds and growth assets. [...]
“The key to making money in stocks is not to get scared out of them.” Peter Lynch The one certainty when it comes to investing is uncertainty, and as this past fortnight has shown us, markets do not typically like surprises. This is highlighted by the fact that the All Ordinaries in Australia dropped significantly [...]
