One of the biggest risks, and often one of the most overlooked, for Australian expats is foreign exchange (FX) risk, particularly how this applies to personal insurance policies. Here I’m referring specifically to Life, Total & Permanent Disability, Critical Illness, and Income Protection policies. As an Australian expat living and working abroad, managing your FX [...]
With nearly three million cases globally, and over 200,000 lives lost to COVID-19, it’s no wonder that many Australians across the globe are asking the question: “Will my income protection insurance cover me if I catch COVID-19..?” In many cases, the answer will be yes, providing you meet the requirements to claim on your income [...]
Many of our clients often hold both Life and Total & Permanent Disability Insurance inside their superannuation funds, as is often the case for Australian expats. The issue with this for many is that the insurance became invalid when they changed their country of residence, which they would often only discover at the point they [...]
“Your greatest asset is your earning ability. Your greatest resource is your time.” - Brian Tracy If you’re like most Australians and other expats, you will have Life Insurance, and perhaps home and car insurance if you own either, but have you remembered to protect your greatest asset..? – Your ability to earn an [...]
“Your greatest asset is your earning ability. Your greatest resource is your time." Brian Tracy If you’re like most Australians and other expats, you will have Life Insurance, and perhaps home and car insurance if you own either, but have you remembered to protect your greatest asset..? – Your ability to earn an income. [...]
