Superannuation

Aussie Expat End of Financial Year Checklist 2018

By | 2018-08-28T10:09:08+00:00 June 5th, 2018|Aussies in Singapore, Australian Expat Financial Advice, Australian Expats, Australian Expats in Singapore, End of Financial Year, Fee-Based Financial Adviser Singapore, Personal Finance Tips, Property Investment, Superannuation|

We’re now on the home stretch to the end of the Australian financial year so it’s important to ensure that you’ve not overlooked anything as an Australian expat and haven’t missed out on any opportunities available to you. I’ve put together my End of Financial Year Checklist for Australian expats in Singapore and across the [...]

Death, Taxes and Superannuation

By | 2018-04-01T10:23:04+00:00 February 21st, 2018|Aussies in Singapore, Australian Expats, Fee-Based Financial Adviser Singapore, Financial Planning, Personal Finance Tips, Singapore, Superannuation, Superannuation for Expats|

For most Australian residents, and the Australian expats planning to retire down under, superannuation will in many cases be one of the most tax efficient ways to save for and provide your retirement income. Providing your superannuation is managed appropriately and you receive the right advice, it can offer significant tax and estate planning benefits. [...]

Aussie Expats – Find Your Unclaimed Super

By | 2018-04-01T10:23:04+00:00 February 5th, 2018|Australian Expats, Fee-Based Financial Adviser Singapore, Superannuation, Superannuation for Expats|

As of 30 June 2017, there are more than 6.3 million lost and unclaimed super accounts, including those held by the Australian Tax Office (ATO), with a value of just shy of A$18 billion. If you’ve ever had more than one job in Australia, or even changed your name or address, then chances are some [...]

Common Estate Planning Mistakes to Avoid

By | 2018-04-01T10:23:06+00:00 May 16th, 2016|Australian Expats, Estate Planning, Fee-Based Financial Adviser Singapore, Financial Planning, Superannuation|

For most professional expats in Singapore, we’re focused on earning and building our wealth, rather than spending the time to review how you’ll pass it on. It’s important that you set time aside to start your estate planning journey. This is an important first step, but you must remember, this is just the first step. [...]

2016 Australian Federal Budget Review for Aussie Expats

By | 2018-04-01T10:23:06+00:00 May 9th, 2016|Australian Expats, Budget, Fee-Based Financial Adviser Singapore, Superannuation|

The ‘Super’ Australian Federal Budget 2016 has just been released and there are a number of important changes that Australian expats need to be aware of. There have been a number of key changes to superannuation, for both concessional and non-concessional contributions, as well as lifetime allowances. As Australian expats, it’s important that you seek [...]

Top 10 Retirement Mistakes You Should AVOID

By | 2018-04-01T10:23:09+00:00 April 4th, 2016|Australian Expats, Fee-Based Financial Adviser Singapore, Financial Literacy, Financial Planning, Retirement, Superannuation|

There’s far more to retirement planning than simply making mandatory contributions to your superannuation fund or putting your surplus cash each month into a savings account. With an aging population and growing numbers of people over 60 living below the poverty level, far too many are either not saving for their retirement with a plan [...]

How to Pay Less Tax in Singapore

By | 2018-04-01T10:23:09+00:00 March 21st, 2016|Australian Expats, Fee-Based Financial Adviser Singapore, SRS, Superannuation, Superannuation for Expats|

“In this world nothing can be said to be certain, except death and taxes.” - Benjamin Franklin   One of the many great attributes of Singapore is the relatively low personal tax rates that we enjoy. For many countries including Australia, UK, France and Canada, the tax rates here in Singapore are considerably lower as [...]

6 Facts You Need To Know About Your CPF

By | 2018-04-01T10:23:09+00:00 March 15th, 2016|Australian Expats, CPF, Retirement, Superannuation, Superannuation for Expats|

The Central Provident Fund (CPF) is the retirement savings plan for citizens in Singapore. This is open to both Singapore Citizens as well as those that have Permanent Residency (PR) here. There have been many questions surrounding CPF lately so I’ve highlighted below the 6 key facts that you need to know. 1. You’ll earn [...]

How Much Life Insurance Do I Need?

By | 2018-04-01T10:23:09+00:00 March 1st, 2016|Australian Expats, Critical Illness Insurance, Fee-Based Financial Adviser Singapore, Financial Planning, Life Insurance, Superannuation|

One of the most important pieces of my personal financial puzzle is my Term Life Insurance Policy. The key reason that I have term life insurance is become I have a mortgage on my investment properties in Australia. When I have children in future, I’ll then look to increase my coverage to a higher amount [...]

The Million Dollar Question – How Much Do I Need To Retire?

By | 2016-01-23T16:02:10+00:00 October 8th, 2015|Fee-Based Financial Adviser Singapore, Retirement, Superannuation|

A common question faced by most middle-aged people and those approaching retirement is – “How much do I need to retire with the lifestyle I want..?”   The earlier you’re able to clearly answer this question the better, and the sooner you can start developing your strategic financial plan to get there. There is no [...]