Debt

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Credit Cards – What YOU REALLY Need to Know

By | 2018-04-01T10:23:05+08:00 January 19th, 2017|Budgeting, Credit Cards, Debt, Fee-Based Financial Adviser Singapore, Financial Literacy, Financial Planning|

Over Christmas last year I spent some time back in Australia seeing family, friends and clients. During some of these meetings, it became quite clear to me that as consumers, we don’t pay enough attention to what’s really going on with our credit cards, and just how much they’re really costing us. Gold, Titanium, Palladium, [...]

Which Personal Debts Should You Pay Off First?

By | 2018-04-01T10:23:06+08:00 August 5th, 2016|Budget, Budgeting, Debt, Fee-Based Financial Adviser Singapore, Financial Literacy, Financial Planning|

To be debt free is a key goal for many of us, however it’s important to recognise that there is both ‘good debt’ and ‘bad debt’. You can read more about the difference between the two here. For those who have a range of different debts, it can be an overwhelming feeling. We have ranked [...]

The Unexpected Costs of Having a Baby

By | 2018-04-01T10:23:06+08:00 August 1st, 2016|Children, Debt, Fee-Based Financial Adviser Singapore, Financial Literacy, Financial Planning, Parents|

They may be tiny little people, and one of life’s greatest joys, but new babies certainly have the potential to rack up some expected expenses. Whether you’re currently thinking about having your first child, or you’re already on the path, it’s important to start preparing for some of the costs that you may not yet [...]

GOOD Debt vs. BAD Debt – Which do you have?

By | 2018-04-01T10:23:11+08:00 October 21st, 2015|Australian Expats, Debt, End of Financial Year, Financial Planning, Mortgages|

Debt can be an excellent tool that can be put to great use in building your wealth…BUT it’s important that you be clear on the difference between your GOOD debt and your BAD debt. Good debt is putting somebody else’s money, such as the bank, to good use in building your net wealth, while bad [...]