“Life is what happens to us while we’re making other plans…” Allen Saunders One of the greatest oversights that we often make when planning for our retirement is to factor in the contingencies – those unexpected events that can often cost us far more than we expect or plan for. With advances in medical [...]
One of the most crucial decisions when it comes to becoming an expat and moving to Singapore, is deciding what neighbourhood to rent in. Thankfully, over the past 3 – 4 years, rental prices have come down in most areas, making it more affordable for most Australian expats. Going through the process of renting a [...]
“The most important phrase in the world of money is cash flow. The second most important is leverage.” Rich Dad, Poor Dad If you’re an Aussie expat living and working overseas, and you’ve tried to either refinance your existing loans in Australia, or borrow new funds, then chances are you’ve experienced just how difficult [...]
From Trump’s tough stance on China to the political instability throughout most European nations, there is no doubt that volatility is on the rise. The year, particularly the last quarter, has been a key reminder for most investors that asset prices don’t always head up in a straight line, and will at times see a [...]
When it comes to deciding to relocate to Singapore as an Australian expat, an important consideration is how to bring the four-legged member of your family. After all, for many families their pet dog or cat is just as much a member of the family as the kids, so it’s important that you know what [...]
Starting a family and raising young children in Singapore can certainly be very different to doing so back home in Australia. The access to helpers and babysitters who can live in your house or visit regularly to allow you to return to work sooner, high costs of both day-care and early childhood education and for [...]
As an Australian expat living and working in Singapore, there are certainly things I miss about my homeland, and I’m reminded of these when visiting family or visiting the country. We are truly blessed to call home a country with arguably the best beaches in the world, friendly and easy going nature of most people, [...]
It comes to me as no surprise that Singapore has yet again, for a fourth year in a row, taken out first place as the expat destination of choice in both the Atlas Wealth Management Survey and the Expat Explorer Survey carried out by HSBC. Both the competitive salaries and quality of childcare and education [...]
Franking credits form a very important element of the Australian tax system, and providing you’re willing to invest the time to understand how they work, or work with an Adviser who does, you can significantly improve your personal finances. Many countries around the world have franking credits including Australia. Whether you’re living and working in [...]
Many of our clients often hold both Life and Total & Permanent Disability Insurance inside their superannuation funds, as is often the case for Australian expats. The issue with this for many is that the insurance became invalid when they changed their country of residence, which they would often only discover at the point they [...]
