Financial Planning

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Currency Risk – Don’t Ignore the Basics

By | 2018-04-24T11:29:00+00:00 April 24th, 2018|Australian Expat Financial Advice, Australian Expats, Australian Expats in Singapore, Fee-Based Financial Adviser Singapore, Financial Planning, Foreign Exchange, Forex|

Every day we’ll open the newspaper, or turn on Bloomberg to listen to market and investment risks being discussed. Whether it be political risks such as ‘trade war’ between the US and China, political instability in the Middle East or high levels of household debt in Australia, there is no shortage of risks to be [...]

Australian Property Rule Changes for Aussie Expats

By | 2018-04-10T08:38:09+00:00 April 10th, 2018|Aussies in Singapore, Australian Expat Financial Advice, Australian Expats, Australian Expats in Singapore, Fee-Based Financial Adviser Singapore, Financial Planning|

Given our particular affinity to Australian property, the latest update to the Main Residence Exemption may not come as welcome news to most Australian expats. Last year in the Australian Federal Budget, it was indicated that the main residence exemption was set to be removed for Australian expats. This was not positive news at the [...]

Singapore Budget 2018 – Australian Expat Edition

By | 2018-04-01T10:23:04+00:00 February 28th, 2018|Aussies in Singapore, Australian Expats, Budget, Fee-Based Financial Adviser Singapore, Financial Planning, Singapore|

The Finance Minister of Singapore, Heng Swee Keat delivered the 2018 Singapore Budget on Monday of last week, so we’ve scoured through it to identify what changes will impact Australian expats and others living in, or considering moving to the lion city of Singapore. First and foremost, Singapore’s GDP growth lifted last year to 3.6%, [...]

Death, Taxes and Superannuation

By | 2018-04-01T10:23:04+00:00 February 21st, 2018|Aussies in Singapore, Australian Expats, Fee-Based Financial Adviser Singapore, Financial Planning, Personal Finance Tips, Singapore, Superannuation, Superannuation for Expats|

For most Australian residents, and the Australian expats planning to retire down under, superannuation will in many cases be one of the most tax efficient ways to save for and provide your retirement income. Providing your superannuation is managed appropriately and you receive the right advice, it can offer significant tax and estate planning benefits. [...]

How To Boost Your Borrowing Capacity as an Aussie Expat

By | 2018-04-01T10:23:04+00:00 February 15th, 2018|Aussies in Singapore, Australian Expats, Fee-Based Financial Adviser Singapore, Financial Planning|

“The most important phrase in the world of money is cash flow. The second most important is leverage.” - Rich Dad, Poor Dad If you’re an Aussie expat living and working overseas, and you’ve tried to either refinance your existing loans in Australia, or borrow new funds, then chances are you’ve experienced just how difficult [...]

How Can I Provide For My Disabled Child

By | 2018-04-01T10:23:04+00:00 July 25th, 2017|Australian Expats, Children, Disability, Family Trust, Fee-Based Financial Adviser Singapore, Financial Planning, Trusts|

If your child has a disability, it’s important to consider and plan for the financial impact this can have on both your Budget and long term financial plan. Some of the important considerations and expenses when it comes to your Budget can include: Carer or helper to provide for your child Medication or healthcare requirements [...]

High Dividend Stocks – Is it time to EXIT..?

By | 2018-04-01T10:23:05+00:00 July 17th, 2017|Australian Expats, Fee-Based Financial Adviser Singapore, Financial Planning, Investing, Investing in Shares|

Let’s start with the basics. A dividend is a share of a company’s profits that are paid to shareholders. Investing in companies that are paying consistent dividends has been a consistently profitable strategy over the past 5 years, but is it time to change tact? With interest rates rising, and political uncertainty at record highs, [...]

Financial Planning Myths Blown WIDE OPEN

By | 2018-04-01T10:23:05+00:00 May 3rd, 2017|Australian Expats, Fee-Based Financial Adviser Singapore, Financial Literacy, Financial Planning, Investing, Investing in Shares, Meeting a Financial Adviser, Retirement|

“Sticking your head in the sand does not prevent the tide from coming in.” ― K.J. In the world of financial planning, we’ve seen all sorts of strategies and advice being provided, but just how do you separate fact from fiction. How can you tell the brilliant from the BS. Below I have dispelled some [...]

Financial Planning & Divorce

By | 2018-04-01T10:23:05+00:00 April 5th, 2017|Australian Expats, Divorce, Family, Fee-Based Financial Adviser Singapore, Financial Planning|

A recent report has found that it takes the average person 5 years to recover financially from divorce or a relationship breakdown. While for some it will be a lot less, and for others much longer, it’s important not to overlook the possibility. The Australian Bureau of Statistics (ABS) has found that the average age [...]

How To Save SMART For Your Child’s Education

By | 2018-04-01T10:23:05+00:00 February 16th, 2017|Australian Expats, Budgeting, Children, Education, Fee-Based Financial Adviser Singapore, Financial Planning, Saving|

“An investment in knowledge pays the best interest”  - Benjamin Franklin   With education costs rising rapidly each year, it is now more important than ever to plan ahead for the investment in your children. The ASG survey in Australia has revealed that the average cost of private education will set you back anywhere between [...]